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What if I'm Self employed?
Being self employed in most cases is not a problem. Even Job Letters are
OK.
What if I have a trade in?
Trade ins are welcome - running or not. If you owe money or have clear
title we can help.
What if I have a repossession?
Many of our customers have had repossessions in the past Our Business Is
Helping You, The Customer Re-Establish Credit
What if I have a bankruptcy?
Whether it’s a discharged chapter 7 or an active chapter 13, we have
many lenders that specifically specialize in auto loans for people who
have this specific need.
What if I don’t have money to put down?
We have Many Programs that either allow you to put Zero Money Down, or
when down payment is required, allows you to defer all or part of it.
What if I have a new job?
This is mostly a myth. Everybody changes jobs. What they are looking for
is your ability to repay the loan.
What if I'm Disabled or on Social Security?
Being on disability does not hinder your ability to obtain financing. As
far as Social Security goes, Who could argue that you have a pretty
secure income
How much income must I have?
The usual minimum income required is about 1200 per mo. But varies from
lender to lender.
Do you report to the major credit reporting agencies?
All of our loans are 100% bank financed and payment history is reported
monthly. Some places will tell you they do. Not disclosing that only
after the loan has fully been repaid.
What if I'm a first time buyer?
We have many programs for first time buyers.
What if I'm upside down in my trade?
In most cases we can get a little extra help from the bank to overcome
negative equity.
How much will my monthly payment be?
This is determined by several factors. Amount of purchase, interest
rate, term and down payment. To Help we have added a payment calculator
located in the Section marked Inventory
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